Just for interest sake I thought I might clear some thing up as i did not take the youi offer.
I wont go into the costs of insurance here as we all know the companies all get to within $50-00 of each other and its not the point I am making.
The thing is I am with CIL and have been for many years, ever since they treated me well on a small claim when my Awning had to be replaced.
The thing is all the insurance companies send a renewal every year a month prior to it running out and it is up to you to renew. Inevitably it will be up on the previous by at least $50-00.
But ....to keep CIL honest I rang youi up and managed a $50-00 reduction. Then in the process the lady mentions Bank Card and Direct Debit; in the one sentence.
I said, "Are you saying that you want me to agree to you taking the payment direct from my account next year as well" The answer was a resounding "yes".
I said "But that means if your rates go up and I don't see the renewal on time, ( I might be traveling or want to cancel due to higher pricing), you automatically get into my account and take your premium.
She said "Yes all the people love it like that; it protects them from driving uninsured" "we don't send out hard copy at all, you will get an email"
What a great way to virtually guarantee a sale next year. If your computer is on the blink or not on the internet they can up the bill next year due to any reasons, and it is direct from your bank to theirs that day.
I said forget it thanks as I like to see the bill for such items prior to selecting an insurance company. This purchase is different to just paying the necessities of life like gas , electricity etc on Direct Debit.
She said "But you can cancel the direct debit during the year if you want to" I said, Ok, if i can do that next year why can you not just take the payment for this year right now, and save me the trouble?"
"Sorry we don't work that way."......
So if you are with youi and don't want to automatically have your insurance extended next year, send them an email and stop your direct debit. You know that a low price is offered to new customers and the likelihood of a large escalation next year is more than probable.
On the other hand this is a friendly note to members to give one mans story, mine.
If it is all crap to you that's OK as well. After all we all place differing value on these things.
